Since 2005 · $1 Billion funded
$350K-$10 Million+.
Terms in 24 hours.
Funding in days.
$350,000 and up in bridge, working capital, and A/R facilities for U.S. companies doing $5M and up in sales. Structured by a senior advisor who answers the phone.
2 minutes · No credit pull · No application fees · or call 1-800-916-3196
- $1 Billion+
- Funded since 2005
- 5.0
- 220 Trustpilot reviews
- A+
- Rated with the BBB
Capital proposal
Ref NF-8802
Indicative offer
$2,400,000
Facility
Bridge loan
Term
18 months
Sector
Distribution
Time to close
4 days
Illustrative structure from a recent closing. Yours is priced on your financials.
The programs
Five ways to fund your balance sheet.
We start at the cheapest capital you qualify for and work up only if we must. One conversation covers every structure the market has to offer.
Match me to a program- 01From $350K
Short term bridge loans
12–24 month situational capital. Positive or negative EBITDA. Generous early payoff discounts.
- 02From Prime +2
A/R lines of credit
Revolving availability against receivables and inventory, interest-only payments.
- 03From 8.99%
Bank term loans
Bank-style structures and covenants, bi-weekly or monthly amortization.
- 04No collateral
Unsecured business loans
Cash-flow underwritten with no UCC filings on corporate assets.
- 05From $750K
ASSET BASED LENDING
Facilities sized on A/R, inventory, and equipment for asset-heavy balance sheets.
$1 Billion funded · On our way to $2 Billion
Twenty years of putting real money to work.
Who we fund
- Annual sales
- $5M and up
- Facility size
- $350K and up
- Typical term
- 12 – 24 months
- Geography
- All 50 states
- EBITDA
- Positive or negative
- Position
- Junior to any senior lender
The ledger
Recently Funded Transactions
A sample of closed facilities across bridge, unsecured, and asset based programs.
Asset Based Line of Credit
$20,000,000
Fitness Equipment Distributor
FundedAsset Based Line of Credit
$18,000,000
Government Consulting
FundedBridge Loan
$6,000,000
E-Commerce Electronics
FundedAsset Based Line of Credit
$4,000,000
Sign Manufacturer
FundedUnsecured Business Loan
$3,500,000
Freight & Logistics
FundedBridge Loan
$3,000,000
Marine Vessels & Tours
FundedBridge Loan
$1,250,000
Drill Bits Distributor
FundedWorking Capital Line
$2,500,000
Specialty Food Manufacturer
Funded
Your entry on the ledger starts with five questions.
See what you qualify for
No fee unless you fund
No upfront, application, or underwriting fees. We are paid only when you accept financing.
How it works
From first contact to funded in just 3 steps.
- 01
Five questions
Revenue, use of funds, timing. Two minutes, no documents, no credit pull.
- 02
Indicative terms in 24 hours
A senior advisor calls back with real structures and real pricing. No generic rate ranges.
- 03
Funds wired
Accept the structure that fits. Most clients close in a matter of days.
Recommended by hundreds of businesses
Verified by Trustpilot & the BBB
5.0 from 220 reviews
Noble had a clear understanding of our needs and sourced a loan that matched our situation perfectly. Their follow through is unmatched and the speed to close was critical.
They understood our requirements quickly and delivered a flexible solution that worked well for our business. Highly recommend them to any company looking for reliable lending support.
They took the time to understand our business and financing needs, and worked through different options rather than taking a one-size-fits-all approach.
Straight answers
The questions every borrower asks us first.
- What is the minimum funding amount?
- Our programs start at $350,000. There is no maximum — we have arranged facilities from $350K into the tens of millions, and we will structure to the size your business needs.
- Does this hit my credit?
- No. The five questions on the form trigger no credit inquiry of any kind. If you decide to move forward on a structure we quote, we ask for written authorization before any lender pulls credit.
- Will I have to sign a personal guarantee?
- That depends on the product. An A/R line of credit usually comes with a validity guarantee which is an anti-fraud guarantee. An advance on future revenue comes with a performance guarantee, and a term loan comes with a personal guarantee. We will carefully explain each scenario to you and determine what works best for you and your business.
- Will you file a UCC on my company?
- If the funding is senior secured, then yes, that bank or senior secured lender will require an all assets UCC-1 on your corporate assets. However, most of our junior capital can be funded on an unsecured basis, so no UCC filing at all.
- What documents do you need?
- We require very minimal documentation to provide offers or term sheets. Our senior advisors will send you what we need for each specific product.
- How do you get paid?
- Noble is compensated by our junior capital providers, so we will not require a fee agreement. For senior secured financing, we will have a fee agreement, but the only way we receive any compensation is on the day of funding. We do not charge any upfront fees or application fees whatsoever.
- How fast is fast, really?
- Indicative terms in 24 hours. From accepted terms, most clients close in a matter of days. Senior secured credit facilities take longer.
Get indicative terms in 24 hours
See what you qualify for.
Five questions, two minutes, no credit pull. A senior advisor returns with real structures and real pricing by tomorrow.
Start my quoteNo upfront fees · No application fees
Find out what your company qualifies for.
Five questions, two minutes, and no credit pull. A senior advisor returns indicative terms in 24 hours.
Start my quotePrefer to talk? 1-800-916-3196